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undergraduate thesis
Analiza životnog osiguranja na području Republike Hrvatske
2016. urn:nbn:hr:209:468858
Tomić, Filip
European Business School Zagreb

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Tomić, F. (2016). Analiza životnog osiguranja na području Republike Hrvatske (Undergraduate thesis). Zagreb: European Business School Zagreb. Retrieved from https://urn.nsk.hr/urn:nbn:hr:209:468858

Tomić, Filip. "Analiza životnog osiguranja na području Republike Hrvatske." Undergraduate thesis, European Business School Zagreb, 2016. https://urn.nsk.hr/urn:nbn:hr:209:468858

Tomić, Filip. "Analiza životnog osiguranja na području Republike Hrvatske." Undergraduate thesis, European Business School Zagreb, 2016. https://urn.nsk.hr/urn:nbn:hr:209:468858

Tomić, F. (2016). 'Analiza životnog osiguranja na području Republike Hrvatske', Undergraduate thesis, European Business School Zagreb, accessed 01 June 2023, https://urn.nsk.hr/urn:nbn:hr:209:468858

Tomić F. Analiza životnog osiguranja na području Republike Hrvatske [Undergraduate thesis]. Zagreb: European Business School Zagreb; 2016 [cited 2023 June 01] Available at: https://urn.nsk.hr/urn:nbn:hr:209:468858

F. Tomić, "Analiza životnog osiguranja na području Republike Hrvatske", Undergraduate thesis, European Business School Zagreb, Zagreb, 2016. Available at: https://urn.nsk.hr/urn:nbn:hr:209:468858

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Metadata
TitleAnaliza životnog osiguranja na području Republike Hrvatske
AuthorFilip Tomić
MentorVitomir Tafra (mentor)
Committee memberTomislav Dobrović (predsjednik povjerenstva)
Committee memberGabrijela Budimir Šoško (član povjerenstva)
GranterEuropean Business School Zagreb
Zagreb
Defense date and country2016-11-24, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Osiguranje je ekonomska djelatnost kojom se prikupljaju novčana sredstva radi zaštite osoba i stvari od štetnih posljedica izvanrednih događaja. Može se podijeliti na neživotna i životna osiguranja. Životna osiguranja imaju više prednosti u odnosu na neživotna osiguranja, a to su fiksna premija, štedna komponenta te činjenica da se naknada uvijek isplaćuje.Tržište životnih osiguranja u Republici Hrvatskoj sve se više razvija. Krajem 2015. godine poslovalo je sedam osiguravajućih društava koja nude usluge životnog te osam osiguravajućih društava koja nude usluge složenog osiguranja. U razdoblju od 2012. do 2015. godine raste ukupan broj životnih osiguranja te ukupna premija životnih osiguranja. Najveći broj životnih osiguranja i najveću bruto premiju imaju Allianz Zagreb d.d., Croatia osiguranje d.d. te Uniqa osiguranje d.d. Komparativnom analizom informativnih izračuna životnog osiguranja osiguravajućih društava Croatia osiguranje d.d. i Uniqa osiguranje d.d. pokazalo se da Croatia osiguranje d.d. ima povoljniju ponudu za policu životnog osiguranja za slučaj smrti, doživljenja te teških bolesti.Za potrebe završnoga rada provedeno je empirijsko istraživanje koje obuhvaća zaposlene osobe u dobi od 20 do 60 godina koje žive u gradu Zagrebu kako bi se ispitalo imaju li ugovoreno životno osiguranje i u kojoj su mjeri upoznati s ponudom životnog osiguranja. Korištena je metoda anketiranja, a instrument korišten u istraživanju je anketni upitnik. Istraživanje je pokazalo da 38,89 % ispitanika ima, a 61,11 % nema ugovoreno životno osiguranje. Najčešći razlozi zbog kojih ispitanici nemaju ugovoreno životno osiguranje jesu nezainteresiranost ispitanika za takvu vrstu osiguranja te financijska nemogućnost za plaćanje premije. S druge strane, najčešći razlozi zbog kojih ispitanici imaju ugovoreno životno osiguranje jesu sigurnost i štednja. Većina ispitanika ima ugovoreno životno osiguranje u Croatia osiguranju d.d. i Allianzu Zagreb d.d., a vrste životnih osiguranja koje ispitanici najčešće ugovaraju jesu mješovito osiguranje te osiguranje za slučaj smrti.
Abstract (english)
Insurance is an economic activity which raises funds for the protection of people and things from the harmful consequences of accidents. It can be divided into non-life and life insurances. Life insurance has several advantages over non-life insurance, which are fixed premium, the savings component and the fact that the fee is always paid. Life insurance market in Croatia is increasingly important to develop. At the end of 2015, in Croatia operated seven insurance companies that offer the life insurance and eight companies that offer the services of a complex insurance. In the period from 2012 to 2015 it increased the total number of life insurance and total life insurance premiums. The largest number of life insurance and the highest gross premium feature Allianz Zagreb, Croatia insurance and Uniqa insurance. In comparative analysis of informative calculation of life insurance companies Croatia insurance and Uniqa insurance turned out that Croatia insurance has a favorable offer for a life insurance policy in case of death, survival and serious diseases.For the purposes of this paper it was conducted empirical research which includes employed persons aged 20-60 years living in the city of Zagreb in order to examine whether they have contracted a life insurance and to what extent are familiar with the offer of life insurance. It was used the method of interviewing. The instrument used in research is a questionnaire. The research showed that 38.89 % of respondents have contracted life insurance, while 61.11 % of respondents dont have life insurance. The most common reasons why respondents dont have a life insurance are lack of interest for this type of insurance and financial inability to pay the premium. On the other hand, the most common reasons why respondents have a life insurance usually are safety and savings. Most respondents have contracted life insurance in Croatia insurance and Allianz Zagreb insurance. Types of life insurance that respondents mostly have are mixed insurance and assurance in case of death.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:209:468858
Study programmeTitle: Undergraduate study program Entrepreneurship economics
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
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Created on2016-12-20 13:49:59